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Moneylender is loan servicing software that works your way. Install Moneylender Desktop on Windows for a one-time license, or run Moneylender Online — the same software as web-based loan servicing software — in any browser on a monthly plan.
It's one product with two clients, and your portfolio lives in one of three places: your own computer, our hosting, or your own server. Desktop and web users work in the same hosted portfolio at the same time, with every change visible to everyone in real time.
Buying is where you choose your access model: desktop licenses and Online subscriptions are purchased separately. Your data is not locked to either one — a portfolio can move between your computer, our hosting, and your own server whenever you need it to.
Compare Desktop and Online
| Moneylender Desktop | Moneylender Online | |
|---|---|---|
| Price | $489 one-time, per license | From $39/month |
| Runs on | Windows 10 / 11 | Any modern browser — Windows, Mac, Chromebook, Linux, tablets |
| Web access | No — add an Online subscription later if you need it | Yes — sign in from any browser |
| Portfolio lives | On your computer — or on your own server, using the built-in self-hosting feature | On our hosting |
| Backups | Yours — local, Dropbox or OneDrive | Handled for you |
| Multi-user | Licensed desktops share one portfolio over your network or the internet, in real time | Web and desktop users together, in real time; 1 web user included, more at $30/mo |
| Regulated data (HIPAA / FERPA / banking) | Self-host — your data never leaves your infrastructure, so there's nothing for compliance teams to audit (watch the 5-minute setup) | Keep protected data off our hosting — it isn't audited by third parties |
| Best for | All-Windows offices; lowest long-term cost; full data custody | Mixed devices, remote teams, hands-off backups |
| Buy Now | Get Started |
Moneylender Online plans: $39/mo up to 99 loans · $59/mo up to 999 · $99/mo for 1,000+. Extra storage $5/GB/mo beyond the first gigabyte; API add-on $50/mo. Desktop license-holders connect to a hosted portfolio free.
Not Sure Which Way to Go?
Answer four quick questions and we'll suggest the setup that fits your devices, your team, and your budget — desktop, web, or both — with a cost estimate you can adjust to match your actual team.
Desktop and Web, Perfectly in Sync
The web version isn't a stripped-down companion — it's functionally identical to a Moneylender desktop client connected over your network. Feature for feature, it does everything the desktop does.
When your portfolio is hosted, desktop and web users work in it at the same time, and every edit appears for everyone instantly. Record a payment in the office and your colleague sees it on their screen a second later.
And your data is never stuck:
It's your data and your call — Moneylender just keeps up.
Built for Regulated Lenders
Hospitals tracking patient loans, colleges servicing student accounts, banks and credit unions — when your data falls under HIPAA, FERPA, or banking rules, you can host Moneylender entirely on your own infrastructure. It's built into the desktop app at no extra cost, and it takes about five minutes to switch on.
Common Questions About the Editions
Can I run Moneylender on a Mac, Chromebook, or Linux computer?
Yes. Moneylender Online runs in any modern browser, so Mac, Chromebook, Linux and tablet users get the full loan servicing experience without Windows. The installed desktop app itself is Windows-only.
Is Moneylender Online missing features compared to the desktop app?
No. The web version is functionally identical to a Moneylender desktop client connected over a network. Feature for feature, it does everything the desktop does.
Can desktop and web users work in the same portfolio at the same time?
Yes. When your portfolio is hosted, desktop and web users edit it simultaneously and every change appears for everyone in real time.
What if we handle data under HIPAA, FERPA, or banking regulations?
Self-host. Hosting is built into Moneylender Desktop at no extra cost and takes about five minutes to set up, so your data never leaves your own infrastructure and there's no outside vendor for your compliance team to audit. Self-hosted portfolios are accessed with the Windows desktop client; web access is only available on our hosting.
Can I switch between desktop and web later?
Your data can move at any time: upload a portfolio to hosting in a few clicks, or pull it back to a local or self-hosted setup just as easily. Purchases are separate, though: a desktop license and an Online subscription are each bought on their own, so choose the access model you plan to live with. If someone ends up at a Windows desk full-time, a one-time $489 license pays for itself versus a $30/month web seat in about 16 months.
Simple Pricing, No Surprises
Buy Moneylender Desktop once, or subscribe to Moneylender Online and work in any browser. Same features either way — you're choosing how you'll access Moneylender, and you can add the other option as your needs grow.
Need to keep your data in-house? Host your data on your own server by running a licensed copy of Moneylender Desktop — self-hosting is built into the app, with about five minutes of setup. Your data never leaves your infrastructure, which makes it the right fit for HIPAA, FERPA, and banking data. Watch the 5-minute setup.
Moneylender Online plans by portfolio size: $39/mo up to 99 loans · $59/mo up to 999 · $99/mo for 1,000+. Every plan includes one web user; extra web users are $30/mo each, and desktop license-holders always connect free. Full details on the pricing page.