Pricing - Moneylender Professional and Companion Services

• $489 One-time license purchase
• Minor and revision updates are included for free
• No monthly or annual charges

What Does a License Get You?

Each license grants you permission to run Moneylender on one computer for one user. If you're using it by yourself on one machine, you just need one license. You can move/reactivate your license whenever you upgrade/replace your computer or wipe your system. If you will run Moneylender on more than one computer, you will need a license for each computer.

Your license will be available for activation instantly upon successful credit card payment.

Internal/personal use of the API is included with this single user license. You are only permitted to use the API with loans where you are either the lender and owner or the borrower and payer. You may not use the API to modify or interact with loans that you are managing for someone else.

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• $15 Monthly Service Fee (not per-loan, $15 even if you have 1000 loans enrolled)
• Per payment fee of the greater of $1 or 0.5% (ex: a $1000 payment costs $5)
• $15 returned payment fee
• $100 one-time underwriting fee at the time of application
• $35 account update fee if you change your bank account or transaction limits

Example cost: You have 30 loans that each pay $1000/month through the AutoPay service.
You collect $30,000 in monthly payments.
AutoPay fee is $15 (fixed fee) + $150 (transaction fees) = $165 for the month.
Payments automatically appear in Moneylender when they clear and are credited on the original payment date, no need to enter them yourself.

Must own at least one license of Moneylender Professional to use the AutoPay service. Cloud Hosting service not required.

To apply for AutoPay, log into your account on the store and click the link to the right to begin your application. Must own at least one license of Moneylender Professional to sign up for the AutoPay service. Compatible with the hosting service, but not required.

Base monthly charge is determined by the number of loans in your portfolio.

• Tier 1 - $39/month up to 99 loans
• Tier 2 - $59/month up to 999 loans
• Tier 3 - $99/month up to 9999 loans
• $5/GB after the first GB (you might hit a gigabyte if you attach six hundred PDFs to your loans, for example)
• $50/month to enable API access to your portfolio (API only permitted for loans you own directly)

The number of loans in your portfolio is counted each morning. The daily count that results in the highest billing is used to set the monthly price. Tier will increase and decrease automatically as your portfolio changes.

Applications count at a ratio of 20:1. 200 applications add the equivalent of 10 loans for billing purposes. Closed loans and denied applications do not count toward your billing tier.

Each morning, the server performs this maintenance process: loan balances are updated to reflect the new day, a compress routine is done to eliminate unoccupied space within the portfolio file, loan counts are tallied, the file size is recorded, a backup of the portfolio is made.

You can log into the store and download backups instantly at any time. On Fridays, backups are copied to a secondary location for additional safeguard against data loss. Daily backups are retained for two weeks. Weekly backups are retained for two months. Monthly backups are retained for one year.

Be aware that you can self host using the Moneylender Professional software to collaborate with your team. Our Cloud Hosting service makes it easier to set up, especially if you'll use the API, and includes a fairly comprehensive backup policy.

To sign up for hosting, log into your account on the store and click the link to upload your portfolio to our server. Must own at least one license of Moneylender Professional to sign up for the Portfolio Hosting service. Compatible with the AutoPay service, but not required.