Pricing - Moneylender Professional and Companion Services

Simple pricing, no surprises. Buy Moneylender Desktop once, or add Moneylender Online for browser access and hands-off backups. Mix and match — desktop and web share the same portfolio. Handling regulated data? Self-hosting is built into Moneylender Desktop at no extra cost. All prices in USD.

Pricing

Simple Pricing, No Surprises

Buy Moneylender Desktop once, or subscribe to Moneylender Online and work in any browser. Same features either way — you're choosing how you'll access Moneylender, and you can add the other option as your needs grow.

$0.00 demo

Demo

  • Run the Full App to See It Work
  • Stays in Demo Mode until Purchased
  • Try It on Your Loans
$489.00 one-time, per license

Desktop

  • Installed on Your Windows PC
  • Yours to Keep — No Monthly Fee
  • Minor & Revision Updates Included
  • Move Your License Anytime
  • Self-Hosting Feature Built In
$39+ per month

Online

  • Full Moneylender in Any Browser
  • Windows, Mac, Chromebook, Linux
  • Backups Handled for You
  • Desktop Licenses Connect Free

Need to keep your data in-house? Host your data on your own server by running a licensed copy of Moneylender Desktop — self-hosting is built into the app, with about five minutes of setup. Your data never leaves your infrastructure, which makes it the right fit for HIPAA, FERPA, and banking data. Watch the 5-minute setup.

Moneylender Online plans by portfolio size: $39/mo up to 99 loans · $59/mo up to 999 · $99/mo for 1,000+. Every plan includes one web user; extra web users are $30/mo each, and desktop license-holders always connect free. Full details on the pricing page.



Try Before You Buy

Free Demo

  • Run the full app on your own loans
  • Stays in demo mode until you decide to buy

Try the demo




Moneylender Professional Core Software

Moneylender Desktop — Windows License

  • $489 One-time license purchase — yours to keep
  • Minor and revision updates are included for free
  • No monthly or annual charges
  • Keep your portfolio on your own computer at no monthly cost
  • Multiple licensed desktops share one portfolio over your network or the internet, free

What Does a License Get You?

Each license grants you permission to run Moneylender on one computer for one user. If you're using it by yourself on one machine, you just need one license. You can move/reactivate your license whenever you upgrade/replace your computer or wipe your system. If you will run Moneylender on more than one computer, you will need a license for each computer.

Your license will be available for activation instantly upon successful credit card payment.

Internal/personal use of the API is included with this single user license. You are only permitted to use the API with loans where you are either the lender and owner or the borrower and payer. You may not use the API to modify or interact with loans that you are managing for someone else.

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Access Anywhere, In Any Browser

Moneylender Online — Portfolio Cloud Hosting

Put your portfolio on our servers and unlock three things:

  • Access anywhere, any device. Work in any browser — Windows, Mac, Chromebook, Linux, or tablet. The web version is functionally identical to a networked desktop client.
  • Backups handled for you. We keep your data safe so you don't have to think about it.
  • Take it with you. Desktop at your desk, browser on the road — no copying files or shuffling licenses, with every change visible to everyone in real time.

Base monthly charge is determined by the number of loans in your portfolio.

  • Tier 1 - $39/month up to 99 loans
  • Tier 2 - $59/month up to 999 loans
  • Tier 3 - $99/month for 1,000 or more loans
  • Every plan includes one web user; additional web users are $30/month each
  • Desktop license-holders connect to your hosted portfolio for free, no matter how many
  • $5/GB after the first GB (you might hit a gigabyte if you attach six hundred PDFs to your loans, for example)
  • $50/month to enable API access to your portfolio (API only permitted for loans you own directly)

The number of loans in your portfolio is counted each morning. The daily count that results in the highest billing is used to set the monthly price. Tier will increase and decrease automatically as your portfolio changes.

Applications count at a ratio of 20:1. 200 applications add the equivalent of 10 loans for billing purposes. Closed loans and denied applications do not count toward your billing tier.

Each morning, the server performs this maintenance process: loan balances are updated to reflect the new day, a compress routine is done to eliminate unoccupied space within the portfolio file, loan counts are tallied, the file size is recorded, a backup of the portfolio is made.

You can log into the store and download backups instantly at any time. On Fridays, backups are copied to a secondary location for additional safeguard against data loss. Daily backups are retained for two weeks. Weekly backups are retained for two months. Monthly backups are retained for one year.

A desktop license and a web seat are separate purchases, so match each person to how they will actually work. If someone settles in at a Windows desk full-time, a one-time $489 license pays for itself versus a $30/month web seat in about 16 months.

To get started, choose Moneylender Online at the Whitman Technological Store. Uploading an existing portfolio takes a few clicks — and retrieving it back to a local or self-hosted setup is just as easy. Compatible with the AutoPay service, but not required.




Keep Everything In-House

Self-Hosting — Built Into Moneylender Desktop

A feature of the desktop app, not a separate product: host your data on your own server by running a licensed copy of Moneylender Desktop, and keep everything entirely in-house.

  • Built into Moneylender Desktop — turn it on with a click
  • Add a login for each person and you're done in about five minutes
  • Your data never leaves your infrastructure — nothing for compliance teams to audit
  • Ideal for lenders under HIPAA, FERPA, or banking rules
  • Accessed with the Windows desktop client (web access requires our hosting)

Watch the 5-minute setup




Borrower Portal and ACH Payments

AutoPay Service

  • $15 Monthly Service Fee (not per-loan, $15 even if you have 1000 loans enrolled)
  • Per payment fee of the greater of $1 or 0.5% (ex: a $1000 payment costs $5)
  • $15 returned payment fee
  • $100 one-time underwriting fee at the time of application
  • $35 account update fee if you change your bank account or transaction limits

Example cost: You have 30 loans that each pay $1000/month through the AutoPay service.
You collect $30,000 in monthly payments.
AutoPay fee is $15 (fixed fee) + $150 (transaction fees) = $165 for the month.
Payments automatically appear in Moneylender when they clear and are credited on the original payment date, no need to enter them yourself.

Borrowers can view their loans and make payments through the AutoPay Borrower Portal.

Must own at least one license of Moneylender Professional to use the AutoPay service. Compatible with the hosting service, but not required.

To apply for AutoPay, log into your account on the store and click the link to the right to begin your application.

Upgrade, Demo Or Buy Moneylender Today

all major credit and debit cards accepted